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Value-added services have always been a paramount issue for the members of the
Sample Share One Federal Credit Union.
Although we pride ourselves on our ability to provide friendly and knowledgeable, yet personal, service we strongly adhere to our promise to be "member driven".
In following this creed, we continually strive to offer the best array of
services to our membership.
Click on the following links to
view those descriptions...
Products
| Services | Loans
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current online newsletter
or
view past editions
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for that loan now, Online!
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Looking for
that smart, investment decision, Check out our rates!
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- Savings
Share Savings
You automatically
open a savings account when you become a member of the Credit
Union. Your savings account earns competitive dividends based on the
average daily balance in your account.
Special Savings
Save for one of those
special occasions with one of CGR Credit Union's special savings
accounts. Deposit at your convenience or have regular
deposits deducted from your paycheck. Dividends are paid
quarterly.
- Christmas Club
- Vacation Club
Capital Share Accounts
With a low minimum balance, the Capital Share Account
(Money Market account) gives you liquidity, instant access and a
high return on your investment. Dividends are paid
monthly.
The Advantage Capital Share
account offers you the same benefits plus a higher rate of
interest, no minimum withdrawal amount, free travelers checks,
and 5 free money orders/cashier's checks a month.
Share Certificate of Deposit
Certificates are
available for a minimum of $500. Terms range from 3 months
to 60 months and earn a competitive market rate. Dividends
are paid monthly.
Individual Retirement Account
Increase the value of
your income and protect your future with an IRA. An IRA
Share Account can be opened with just $25, and you can
make periodic deposits throughout the year.
- Share Draft
Checking
Choose from one of
three convenient accounts. All offer these advantages:
- No monthly fee with direct deposit
- No per check charges
- No minimum balance required
The Simply Share Draft account is a non-interest
bearing account.
The Plus Share Draft account is an interest bearing
account that requires a minimum balance of $1500 to earn
interest. Interest is earned on the average daily balance
and paid monthly.
The Prime Time Share Draft account, for those members
over the age of 50, offers all the benefits of our Plus Share
Draft account with a minimum balance of only $100 to earn
interest. In addition, this account also offers free
duplicate checks, travelers checks and 5 free money
orders/cashier's checks a month.
Enjoy the benefits of SSOFCU's new “E” Checking account
which allows you unlimited number of Bill Payment items,
electronic monthly statements (beginning June 1,2003), copy of all paper checks
through the online statement at no additional cost, unlimited online access,
unlimited free ATM transactions, 90 day free trial period, and a
low monthly service charge of $3.95 a month.
- ATM/MasterMoney
Debit Card
An ATM Card allows
you to withdraw cash from your share draft checking
account at ATM's worldwide bearing the Cirrus symbol.
A MasterMoney™ Debit Card is an
ATM card with an important difference: it carries the MasterCard
logo which allows you to use your card to pay for purchases
at over 15 million places worldwide. Each purchase made with the
MasterMoney card will be deducted directly from your Share Draft
Checking account. Tracking your monthly spending is easier
than ever because each debit card purchase is listed on your
monthly draft statement.
- Convenience
Services
Direct Deposit
Save time and have
your payroll, Social Security, pension or any recurring check
deposited directly into the account of your choice.
Payroll Deduction
Payroll Deduction is
the convenient way to save for the future, to manage your loan
payments or to make periodic IRA deposits. You can set aside a certain
amount from each paycheck to be automatically deposited into any
of your accounts.
Family Membership
Any family member
related to you by blood, law or adoption is eligible to enjoy
the benefits of Credit Union membership.
Special Services
In addition to our
great savings and loan products, you have access to these
services:
- American Express Travelers Checks
- Free Notary Service
- IPS Money Orders
- Timely Teller - 24 hour automated system
- Loans
Above all, CGR Credit
Union is a CREDIT Union. Loans are made to our members for
any worthwhile purpose. Repayment schedules vary;
depending upon the amount and purpose of the loan and are
subject to the approval of the loan officer. Any member 18
years of age or older may apply for a loan. Borrowing is
easy and convenient and you'll receive prompt service and the
most flexible terms available. Call or stop by today for a
current listing of loan rates and terms.
- New and Used Auto Loans
- Signature Loans
- Savings Secured Loans
- Home Equity Loans
- Mastercard
- First Mortgages
- Student Loans
- Boat/Recreational Vehicle Loans
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