• In 1990, banks filed lawsuits against credit unions challenging their ability to add consumers to their membership ranks. Arguing that credit unions were only meant to serve selected individuals in any particular community (rather than any consumer that wanted to choose credit union service), the banks asked the courts to rule credit union membership expansions illegal.

• The banks are trying to eliminate competition. We aren't a threat to the banks. The banking industry is 16 times larger than credit unions, and more profitable than ever.

• Rather than compete on price and service, the banks are trying to kill the competition by keeping people from joining credit unions. That's why we're part of the Credit Union Campaign for Consumer Choice.